UPDATE: On June 26, 2024 Online Banking will undergo an update. We don’t anticipate any issues, but technology can be complicated. If you experience any issues, please contact your branch location.
Online Banking
Access your State Bank of Bern accounts via the Internet every hour of the day, every day of the week, with our Online Banking system. If you have a checking or savings account with us, you are eligible to enroll for Online Banking, and you can do it online. If you do not have an account with us, please stop by the bank and we will be glad to assist you. Online Banking services are subject to enrollment approval.
Benefits of using online banking:
- Updated to make online banking easier and more secure.
- Convenient, secure access to your accounts.
- View statements and images of checks, withdrawals, and deposits.
- Quickly perform transactions such as transfers and loan payments.
For more information, please contact your local branch.
***Be sure to practice safe online banking by following the guidelines on our SAFE ONLINE BANKING page.
Mobile Banking
Access your State Bank of Bern accounts via your mobile device every hour of the day, every day of the week, with our Mobile Banking app. If you have an account with us, you are eligible to enroll for Mobile Banking. If you do not have an account with us, please stop by the bank and we will be glad to assist you. Mobile Banking services are subject to enrollment approval.
Benefits of using online banking:
- Convenient, secure access to accounts.
- View statements and images of checks, withdrawals, and deposits.
- Quickly perform transactions such as transfers and loan payments.
- Fast log in with TouchID on compatible devices.
- View account balances instantly with Fast Balances.
- Mobile Deposits.
- Compatible with most devices and tablets (some functionality may be limited
depending on the device).
For more information, please contact your local branch.
***Be sure to practice safe online banking by following the guidelines on our SAFE ONLINE BANKING page.
Mobile Deposit Capture
Access Mobile Deposit Capture via your mobile device every hour of the day, every day of the week, with our Mobile Banking app. If you have an account with us, you are eligible to enroll for Mobile Deposit Capture (limits apply). Mobile Deposit Capture services are subject to enrollment approval.
Benefits of using online banking:
- Secure deposits anytime, anywhere.
- Convenient for simple deposits.
- Cut-off time of 2:00 p.m.
- All checks must be endorsed with a signature and the words “For SBB Mobile Deposit Only”
For more information, please contact your local branch.
***Click below to review these Mobile Deposit- Tips and Reminders
Prepare your check
- Flatten folded or crumpled checks before taking your photos.
- Ensure the MICR line (numbers on the bottom of your check) is readable.
- Make sure the check has not been deposited previously.
Taking the photo
- Keep the check within the view finder on the camera screen when capturing your photos.
- Take the photos of your check in a well-lit area (shadows can cause distortion).
- Place the check on solid dark background before taking the photo of it.
- Keep your phone flat and steady above the check when taking your photos.
- Hold the camera as square to the check as possible to reduce corner to corner skew.
- Try not to get too much of the areas surrounding the check, but get all four corners
- Try not to get shadows across the check
- Make sure that the entire check image is visible and in focus before submitting your deposit.
Data Entry
- Sign/Endorse the back of your check, and label it based on the prompt.
- Make sure to endorse the check with your signature and the phrase “For SBB Mobile Deposit
Only” or “For State Bank of Bern Mobile Deposit Only”
– It is beneficial, to prevent fraud, to include either the current date or the check number in the endorsement on the back. - When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
REMINDERS
- Mobile Deposit Capture is a privilege and can be revoked at any time, for any reason, by the
Bank. - Mobile Deposit limits are $3,000 per item, $5,000 per day.
– This is to ensure our procedures are adequate and is likely to increase in the future.
– Contact your branch location if you need a one-time increase in the limit. - Certain types of checks will not work with Mobile Deposit (including, but not limited to, Foreign
checks, money orders, and US Savings Bonds). - Retain the check until you are certain it has been deposited AND accepted by the Bank (general
recommendation is 45-60 days).
