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Mobile Deposit- Tips and Reminders

Prepare your check

  • Flatten folded or crumpled checks before taking your photos.
  • Ensure the MICR line (numbers on the bottom of your check) is readable.
  • Make sure the check has not been deposited previously.

Taking the photo

  • Keep the check within the view finder on the camera screen when capturing your photos.
  • Take the photos of your check in a well-lit area (shadows can cause distortion).
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos.
  • Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Try not to get too much of the areas surrounding the check, but get all four corners
  • Try not to get shadows across the check
  • Make sure that the entire check image is visible and in focus before submitting your deposit.

Data Entry

  • Sign/Endorse the back of your check, and label it based on the prompt.
  • Make sure to endorse the check with your signature and the phrase “For SBB Mobile Deposit
    Only” or “For State Bank of Bern Mobile Deposit Only”
    – It is beneficial, to prevent fraud, to include either the current date or the check number in the endorsement on the back.
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.


  • Mobile Deposit Capture is a privilege and can be revoked at any time, for any reason, by the
  • Mobile Deposit limits are $1,000 per item, $2,000 per day.
    – This is to ensure our procedures are adequate and is likely to increase in the future.
    – Contact your branch location if you need a one-time increase in the limit.
  • Certain types of checks will not work with Mobile Deposit (including, but not limited to, Foreign
    checks, money orders, and US Savings Bonds).
  • Retain the check until you are certain it has been deposited AND accepted by the Bank (general
    recommendation is 45-60 days).

Bern (785) 336-6121
Axtell (785) 736-2973

Bern (785) 336-3634
Axtell (785) 736-2356

NOTE – Please scroll down for important information about email.

State Bank of Bern
402 Main St – PO Box 123
Bern KS 66408

Monday – Friday: 8:30am – 4:30pm
Saturday: 8am – 10am

State Bank of Axtell Branch
413 Maple St – PO Box H
Axtell KS 66403

Monday – Friday: 9am – 3pm
Saturday: 8am – 10am

If you would like to request additional information or want to speak to a State Bank of Bern professional, please call us at (785) 336-6121 in Bern or (785) 736-2973 in Axtell.


We are also available by email at, however requests and inquires re-quiring immediate attention should not be sent via email. Because a bank representative may not review an email message immediately, you should contact the bank by telephone or in person for immediate attention. If you do email us, please be sure your email does not include confidential personal or account information such as account or social security numbers, credit or debit card numbers, access IDs, passwords or PINs. Also be aware that email messages will not serve as a sufficient method for any requirement imposed on you to provide written notice; nor may email messages be used to place a stop payment on a check, request account transfers, opt-out of personal information sharing, or report lost or stolen banking codes and cards.

The State Bank of Bern will NEVER ask for sensitive personal or account information (account or social security numbers, credit or debit card numbers, access IDs, passwords or PINs) via email. If you receive an email asking for confidential information from someone claiming to be a State Bank of Bern representative (even though it looks official and may include our logo), DO NOT RESPOND. Forward the email to us at, then permanently delete it from your computer.

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